Cryptographic Approval Platform

Authorization,
not authentication.

TrueSign replaces one-time passwords with hardware-bound cryptographic approvals, bound to the device, bound to the transaction, bound to the policy.

Patent Filing
USPTO
19/644,477
Docket
DWTP101US-TJC
Priority
Sept 30, 2025
Filed
Apr 10, 2026
Inventor
Charles Cohen
Assignee
Data World 1, LLC
Claims
14 (Method · System · Platform)
The signing act, in three movements

Intent. Hardware-bound signature. Cryptographic receipt.

Each authorization produces a deterministic, hardware-attested artifact. The receipt is independently verifiable and committed to a hash-chained ledger.

CANONICAL INTENTHARDWARE-BOUND SIGNCRYPTOGRAPHIC RECEIPTINTENTSHA-256(intent)HSMEd25519σ = Sign(sk, h)RECEIPT
01, The problem

OTP proves who clicked. It does not prove what was authorized.

One-time passwords and traditional second-factor authentication confirm presence on a session. They do not bind a code to a recipient, an amount, a counterparty, a policy condition, or a coercion signal.

Failure mode

Phishing

OTP codes are reusable secrets transmitted out-of-band. A convincingly crafted page captures the code and replays it within the validity window.

Failure mode

SIM-swap

Telecom-account takeover redirects SMS OTP to attacker-controlled SIMs. The carrier becomes the weakest link in the bank’s authentication chain.

Failure mode

Authorized push payment fraud

OTP confirms a session, never a recipient or amount. Coerced or socially engineered users authorize the wrong transaction; OTP records prove only that they did.

02, The approach

Authorization, signed by hardware. Bound to the action.

A canonical intent message describes the exact action under approval. The user’s device signs it inside a Trusted Execution Environment with a non-exportable private key. The platform verifies, applies policy, and issues a cryptographic receipt.

01

Authorization Request

Enterprise backend submits action parameters to the TrueSign API Gateway.

02

Canonical Intent Message

Platform constructs a deterministic encoding: subject, amount, context, policy_id, expiry, nonce.

03

Cryptographic Signing

Client device displays the human-readable action; the secure execution environment signs the canonical message with the non-exportable private key.

04

Verification & Policy

Platform verifies signature against the registered public key, then evaluates policy: thresholds, roles, risk, geofencing, time-locks.

05

Decision & Receipt

Allow / deny returned with a cryptographic receipt (JWS or COSE). Every decision is written to the immutable audit ledger.

{
 "intent_id": "ti_01HZK4G7…",
 "subject": "user:9f1c…4e",
 "device": "att:tee:5b3a…",
 "amount": { "value": "2,500,000.00", "ccy": "EUR" },
 "recipient": "acct:DE89:…:7841",
 "policy_id": "wire.tier3.dual_control",
 "context": { "channel": "swift", "geo": "DE" },
 "nonce": "8f3c…b201",
 "issued_at": "2026-05-11T09:14:22Z",
 "expires_at": "2026-05-11T09:16:22Z"
}
04, Credibility
Patent

USPTO 19/644,477

Cryptographic Intent-Bound Authentication System for Action Authorization. 14 claims; three independent (Method, System, Authorization Platform). Sole inventor: Charles Cohen.

Patent & IP position →
Regulatory alignment

By design, not configuration.

  • , PSD2 / PSD3 SCA
  • , FFIEC
  • , NIST SP 800-63B AAL3
  • , NIST SP 800-207
  • , FedRAMP Moderate
  • , CMMC 2.0
  • , MAS TRM
  • , RBI Master Direction
  • , APRA CPS 234
Compliance & regulatory →
Founder

Charles Cohen

Sole inventor, USPTO 19/644,477. Thirty years of sovereign-scale infrastructure and fintech execution. Former CCO Strategy & Development at SkyPower Global; founder & CEO TransCash.

About the founder →
“OTP proves who clicked. It does not prove what was authorized. That gap is not a bug in OTP. It is OTP’s definition. TrueSign closes the gap by signing the action itself.”
, Charles Cohen, founder & inventor
Institutional engagement

Request institutional briefing.

NDA-gated technical deep-dive available within five business days. Briefings are conducted by Charles Cohen with security architecture, compliance, and procurement leadership.

Direct
charlesc@dataworldone.com
Phone
+1 310-753-2558
Office
8383 Wilshire Blvd, Suite 323, Beverly Hills, CA 90210
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