Authorization,
not authentication.
TrueSign replaces one-time passwords with hardware-bound cryptographic approvals, bound to the device, bound to the transaction, bound to the policy.
- USPTO
- 19/644,477
- Docket
- DWTP101US-TJC
- Priority
- Sept 30, 2025
- Filed
- Apr 10, 2026
- Inventor
- Charles Cohen
- Assignee
- Data World 1, LLC
- Claims
- 14 (Method · System · Platform)
Intent. Hardware-bound signature. Cryptographic receipt.
Each authorization produces a deterministic, hardware-attested artifact. The receipt is independently verifiable and committed to a hash-chained ledger.
OTP proves who clicked. It does not prove what was authorized.
One-time passwords and traditional second-factor authentication confirm presence on a session. They do not bind a code to a recipient, an amount, a counterparty, a policy condition, or a coercion signal.
Phishing
OTP codes are reusable secrets transmitted out-of-band. A convincingly crafted page captures the code and replays it within the validity window.
SIM-swap
Telecom-account takeover redirects SMS OTP to attacker-controlled SIMs. The carrier becomes the weakest link in the bank’s authentication chain.
Authorized push payment fraud
OTP confirms a session, never a recipient or amount. Coerced or socially engineered users authorize the wrong transaction; OTP records prove only that they did.
Authorization, signed by hardware. Bound to the action.
A canonical intent message describes the exact action under approval. The user’s device signs it inside a Trusted Execution Environment with a non-exportable private key. The platform verifies, applies policy, and issues a cryptographic receipt.
Authorization Request
Enterprise backend submits action parameters to the TrueSign API Gateway.
Canonical Intent Message
Platform constructs a deterministic encoding: subject, amount, context, policy_id, expiry, nonce.
Cryptographic Signing
Client device displays the human-readable action; the secure execution environment signs the canonical message with the non-exportable private key.
Verification & Policy
Platform verifies signature against the registered public key, then evaluates policy: thresholds, roles, risk, geofencing, time-locks.
Decision & Receipt
Allow / deny returned with a cryptographic receipt (JWS or COSE). Every decision is written to the immutable audit ledger.
{
"intent_id": "ti_01HZK4G7…",
"subject": "user:9f1c…4e",
"device": "att:tee:5b3a…",
"amount": { "value": "2,500,000.00", "ccy": "EUR" },
"recipient": "acct:DE89:…:7841",
"policy_id": "wire.tier3.dual_control",
"context": { "channel": "swift", "geo": "DE" },
"nonce": "8f3c…b201",
"issued_at": "2026-05-11T09:14:22Z",
"expires_at": "2026-05-11T09:16:22Z"
}Built for regulated authorization workflows.
Banking
Wire, treasury, and admin authorization across Tier-1 institutions.
Learn more →Government & Federal
NIST AAL3 by protocol design; FedRAMP Moderate implementation in progress.
Learn more →Defense
Hardware-bound mission-critical action approval; post-quantum-ready.
Learn more →Insurance
Non-repudiable claims approval with adjuster cryptographic binding.
Learn more →Fintech
PSD2 / PSD3 SCA that ships in days, not quarters. SDK-grade.
Learn more →USPTO 19/644,477
Cryptographic Intent-Bound Authentication System for Action Authorization. 14 claims; three independent (Method, System, Authorization Platform). Sole inventor: Charles Cohen.
Patent & IP position →By design, not configuration.
- , PSD2 / PSD3 SCA
- , FFIEC
- , NIST SP 800-63B AAL3
- , NIST SP 800-207
- , FedRAMP Moderate
- , CMMC 2.0
- , MAS TRM
- , RBI Master Direction
- , APRA CPS 234
Charles Cohen
Sole inventor, USPTO 19/644,477. Thirty years of sovereign-scale infrastructure and fintech execution. Former CCO Strategy & Development at SkyPower Global; founder & CEO TransCash.
About the founder →“OTP proves who clicked. It does not prove what was authorized. That gap is not a bug in OTP. It is OTP’s definition. TrueSign closes the gap by signing the action itself.”
Request institutional briefing.
NDA-gated technical deep-dive available within five business days. Briefings are conducted by Charles Cohen with security architecture, compliance, and procurement leadership.
- Direct
- charlesc@dataworldone.com
- Phone
- +1 310-753-2558
- Office
- 8383 Wilshire Blvd, Suite 323, Beverly Hills, CA 90210


